For the Youngsters – Use Time to Your Advantage

By Karen Spence, CRPC®
Wealth Manager

You are never too young to start saving for your future. The time value of money cannot be under-estimated. Einstein said, “Compound interest is the eighth wonder of the world. He who understands it, earns it. He who doesn’t, pays it.” The second part of that quote isn’t literal, but Einstein is implying that you will pay a price for wasting time. I agree.

The chart below illustrates benefits of saving and investing early. Share this with your youngsters and hope it sticks. It doesn’t take a lot of money to reach your goals, but it does take dedication, consistency, and perseverance.

Account Growth Chart

Let us help you understand, work towards, and, ultimately, become or create Consistent Chloe’s in your life! Virtus Wealth Management is here to partner with you in pursuing your goals.

Karen Spence, CRPC®
Wealth Manager

2535 East Southlake Blvd., Suite 100
Southlake, TX 76092
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Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through Level Four Advisory Services, a registered investment advisor. Level Four Advisory Services and Virtus Wealth Management are separate entities from LPL Financial.

No strategy assures success or protects against loss. Investing involves risk including loss of principal.