You may be:
- Learning how to navigate your new freedom living independently
- Managing first-time big purchases such as a vehicle or home
- Growing your family with marriage, children, or fur-babies
- Establishing yourself in your new career
- Forming your savings buckets
- Setting long-term financial goals such as retirement, travel, starting a business, etc.
- Building the foundation of your financial plan
Questions and Frustrations You May Relate To:
How can I take advantage of new corporate benefits?
Do I need to start saving for retirement this early in my career or should I focus on paying off my college loans first? Do my corporate sponsored insurance policies provide enough protection for my new and growing family?
What is the smartest way to start investing?
How much should I have saved for emergencies?
Are my goals realistic financially?
Where do I start with an estate plan?
What if I want to do things differently?
How do I know when it’s time to work with a financial professional?
What you need to know in this life stage:
With the internet, social media and roboadvisors, today you have access to more financial planning resources and information than ever before. Yet, ‘confusing’ was the word most U.S. young adults used to describe finances, according to a 2020 survey by The Zebra.1 So where should you turn to clear up this confusion?
The same 2020 The Zebra survey found that 1 in 3 young adults listed their parents as the biggest influence on personal financial habits. However, 29% actually reported being influenced by their parents’ mistakes (and learning what not to do). Additionally, 40% of parents said they don’t always know the best way to talk to their kids about finances. This is where a financial advisor can help. Our advisors have more training and experience than your parents, and we offer more reliable and personalized answers than Google and social media.
As a full-service wealth management firm, we offer more than investments and asset management. Our advisors strive to get you from where you are today to where you want to be in the future. It doesn’t matter whether that goal is a certain dollar amount or something more abstract like feeling confident or having a better understanding of where you stand. We can help you understand the basics, make clear your short- and long-term goals, and establish a plan to achieve those goals.
What is a financial advisor worth? Interestingly enough, behavioral coaching provides the largest value to clients per The Vanguard Group research study. Spending plans, systematic reviews, and market perspective are all examples of behavioral coaching. The process-oriented, holistic approach that our advisors bring to your finances, along with other proven strategies, help you make financial decisions in an educated, rational fashion, rather than reacting based on emotions or a lack of understanding.
How We Can Help:
Start your financial journey off right. You are currently setting the foundation for your financial future and starting off on solid ground will benefit you later as you and your assets grow. Think of your financial advisor as a resource there to answer all of your financial questions and concerns. Knowledge and planning are your path to empowerment.
Whether you come in with zero knowledge or a formal education in finance, our advisors can tailor an experience that enables you to feel educated, empowered and involved in your financial future. By helping you to develop good financial habits, establish prudent goals, and maximize your current plans and corporate benefits, our advisors help to ensure everything you’re doing is working efficiently together and maximizing your wealth building potential. Read more about our plan and process.
Build your financial future together. Our financial advisors do not abandon you once your goals are defined and your stress-tested plan is established. Instead, we meet with you regularly to ensure we stay on track as your life and assets grow. We aim to keep your financial goals in focus, even as life grows more complex and priorities shift. Our advisors are also available by phone or email to discuss any questions or concerns that may arise between review meetings. Call and speak to one of our advisors today! Here are some resources to get you started:
List of Services:
- Take Advantage of Corporate Benefits
- Retirement Plans
- Health Insurance
- Group Life Insurance
- Group Disability Insurance
- Understanding Investing and Asset Protection
- Investment / Mutual Fund Basics
- Socially Responsible Investing Options
- Risk Tolerance
- House Buying vs Renting
- Long- or Short-Term Mortgage
- Benefits of Participating in a Salary Deferral Plan
- Importance of Asset Protection
- Establish Good Financial Habits
- Emergency Savings
- Borrowing Strategy
- Spending / Budgeting / Saving Planning and Strategies
- Setting Financial Goals
- Implement Asset Protection
- Car Insurance
- Home Owners Insurance
- Individual Life Insurance
- Individual Disability Insurance
- Paying for Education
- Savings & Investments
- Pre-Paid Tuition
- Student & Parent Loans
- Grants & Scholarships
- Manage & Invest
- Effective Incorporation Into Your Plan
- Marriage / Divorce
- Financial Considerations
- Estate Planning & Asset Protection Recommendations
- Beneficiary Updates
- Merging Finances & Financial Plans