401k Rollover Services - Southlake Financial Planner | Wealth Manager I Financial Advisor

401k Rollover Services

If you have changed jobs, retired, or have money in a former employer’s retirement plan, determining what to do with your retirement savings can be overwhelming.


As a plan participant leaving an employer, you have four options. Each option offers both advantages and disadvantages and you can engage in just one or a combination.

Your options are:

  1. Leave the money in your former employer’s plan, if permitted
  2. Rollover the assets into your new employer’s plan, if one is available and rollovers are permitted
  3. Rollover to an IRA
  4. Cash out the account value, which is a taxable event

Recent tax law changes have dramatically impacted the options available for retirement savings plans. Tax laws are constantly changing. We update our clients regarding how these changes will impact their retirement savings and how to structure their retirement accounts to take advantage of these new provisions.

If you are uncertain how net unrealized appreciation can impact your 401(k) rollover or how the new tax laws positively impact Roth IRA conversions, we believe it is imperative that you speak with a financial professional before making any rollover decisions.

The information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific tax issues with a qualified tax advisor.

Delivering the Support and the Financial Guidance You Need

We know that these can be frightening times, but we want to assure you that one thing you don’t need to worry about is us supporting you through them. We are committed to offering you financial guidance, regardless of what the upcoming days, weeks, or even months might bring.

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