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At Virtus Wealth Management, your Southlake independent financial advisors, we help our clients prepare for a financially-secure future by developing long-term strategies that focus on the “big picture” versus short-term gain, thereby managing risk.

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Today’s economic conditions and uncertain financial markets require the savvy investor to go beyond traditional boundaries.


Our mission is to provide innovative, sophisticated and highly customized wealth management solutions and financial advice that address all facets of your finances.

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We tailor everything to each of our clients’ specific needs so that each client can pursue his or her different goals.

Virtus Wealth Management

Virtus Wealth Management is the product of a 2016 merger between two well-established Texas wealth management firms.

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Wealth management is more than just investment advice – it includes all aspects of a client’s financial life.

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Wealth management is more than just investment advice – it includes all aspects of a client’s financial life.

Who We Help

At Virtus Wealth Management, we believe we can help you no matter what age you are, what life stage you are in, or how much money you are working with. We want you to feel educated, empowered, and involved in the planning of your financial future.

Plan For Longevity

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  • Plan For Longevity

by | Jul 26, 2018

In the last Virtus View (Importance of Guaranteed Income), I said, “It is critical not to under-estimate your life expectancy when attempting to maximize your social security benefits.  It is highly likely that you will live longer than you think!”

The emphasis on longevity is worth repeating.

First, life expectancy has increased over the years due to medical advances, etc.  The question is, by how much?   According to the Centers for Disease Control and Prevention, the average life expectancy of a 65-year-old male is 6 years longer now than in 1950, and the average life expectancy of a 65-year-old woman is 5 years longer now than in 1950.

Those are just averages.  Let’s take it a step further and consider the probabilities.  An average is just a mid-point.  For averages, one-half will die before life expectancy, and the other half after. So, the better way to approach the problem is to consider the probability of living to certain ages (see chart below).

Plan for Longevity

Planning is important, and planning with the right variables is even more important.  We are here to help you develop your retirement plan with confidence.

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