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November 13, 2018

Life and Disability Insurance – Really?

For over 35 years I have been licensed as an agent for Life and Health Insurance as well as a […]
November 6, 2018

A Choice – Paying for Long Term Care Insurance

Purchasing Long Term Care Insurance is a choice, plain and simple. I have found this to be somewhat gender sensitive, […]
May 31, 2018

Annuities Are Like Puppy Dogs

By Charles R. Elhoff, Jr. CFP, ChFC, CLU Life and Health Insurance Counselor   A friend of mine was once […]
April 30, 2018

What is a QCD?

By Charles R. Elhoff, Jr.  CFP®, ChFC, CLU  Life and Health Insurance Counselor It is not a new drug for […]
February 28, 2018

Nobody Needs Life Insurance

Charles R. Elhoff, Jr. CFP®, ChFC, CLU Life and Health Insurance Counselor Nobody needs life insurance, that’s right, nobody needs […]
April 28, 2017

Do You Need Long Term Care Coverage?

By Charles R. Elhoff, Jr. CFP®, ChFC, CLU. Less than 8% of Americans actually have insurance for long term care.1 […]
March 30, 2017

Do You Need Disability Insurance?

By Charles R. Elhoff, Jr. CFP®, ChFC, CLU. Most Americans can’t imagine a situation where they or a loved one […]