Read what our experts are saying

November 6, 2018

A Choice – Paying for Long Term Care Insurance

Purchasing Long Term Care Insurance is a choice, plain and simple. I have found this to be somewhat gender sensitive, […]
October 31, 2018

RMD Rule Reform

When a retiree reaches age 70 ½ the IRS requires them to withdraw a percentage of their qualified (401K/IRA) retirement […]
September 16, 2018

Sequence of Returns – It Matters

Relying on averages can be dangerous. Brian’s dad had a saying, “You can drown in a river that averages 3 […]
September 6, 2018

For the Youngsters – Use Time to Your Advantage

You are never too young to start saving for your future. The time value of money cannot be under-estimated. Einstein […]
August 17, 2018

Retirement Income Options – Evaluate a Roth*

When you retire, it’s nice to have income options, and focusing on building those income options is a sound part […]
July 26, 2018

Plan For Longevity

In the last Virtus View (Importance of Guaranteed Income), I said, “It is critical not to under-estimate your life expectancy […]
June 29, 2018

Guaranteed Income Makes a Difference – Maximize Social Security

When you retire, it’s nice not to worry about having enough money coming in every month to pay the bills […]
June 15, 2018

Control the Controllable

As with all things in life, some things are in our control in retirement planning and some things are not.  […]
May 31, 2018

Annuities Are Like Puppy Dogs

A friend of mine was once asked if he sold annuities, to which he answered yes. The person asking was […]
May 23, 2018

Retire TO Something

It’s our belief that all of us are made to have meaning and derive purpose from something.  Aside from relationships, […]